Arqam Financial Group

Accounting · Bookkeeping · Tax Preparation

The clarity behind good decisions.

Clear finances make confident decisions possible. We help small businesses, families, and freelancers stay organized, prepared, and supported through tax preparation, bookkeeping, accounting, and Fractional CFO guidance—all year, not only at filing time.

In Bel Air, Maryland — or online, wherever you are.

Google reviews
Read what our clients say
QuickBooks ProAdvisor
Gold certified · QuickBooks Online Intuit QuickBooks ProAdvisor — Gold Certified QuickBooks Online ProAdvisor
Professional review
Returns prepared and reviewed before filing
Remote or local
simple and secure — from anywhere, or face to face

What we do

Our Services

Tax Preparation

Individual and business returns, prepared carefully and reviewed before filing — planned all year, not rushed in April.

Pricing varies by return Book →

Accounting & Bookkeeping

Clean, accurate books and clear financial statements — reconciled, compliant, and up to date, from daily transactions to reports you can actually read.

Fractional CFO

Strategic financial guidance without a full-time hire — cash flow, forecasting, budgeting, and the decisions that shape your year, grounded in your real numbers.

Pricing varies by scope Book →

Business Formation & Compliance

Entity formation, registrations, license and permit coordination, annual filings, and compliance-restoration support — mapped to the agencies and deadlines that apply to your business.

Pricing varies by project Book →

Every business is different — we also build custom plans and pricing to fit what you actually need. Let’s talk →

Pricing

Accounting & bookkeeping plans.

Monthly plans for keeping your books clean and current. Tax preparation, Fractional CFO, and Business Formation & Compliance work are quoted separately — and every engagement can be tailored to fit.

Essential
$299 / month
  • Easy onboarding to save you time
  • QuickBooks bookkeeping, up to 100 transactions
  • Standard chart of accounts setup
  • Bookkeeping & bank reconciliation for 2 accounts
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Premium
$669 / month
  • Comprehensive bookkeeping, up to 600 transactions
  • Accounts payable & receivable
  • Financial reports prepared for you
  • Quarterly review & analysis, priority support
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Tax Preparation — pricing varies by return Fractional CFO — pricing varies by scope Business Formation & Compliance — pricing varies by project

Need something else? Every client is different. Tell us what you need and we’ll build a custom plan and price around it. Book a free consultation →

How it works

A cleaner handoff, not a bigger pile of documents.

  1. Gather. Collect income, expenses, mileage, receipts, and prior-year context before the appointment.
  2. Organize. Use AFGTracker or your existing records — whatever makes the picture easiest to review.
  3. Review. We go through the file, ask the right follow-up questions, and prepare the next step.
  4. File. Tax preparation and advisory decisions stay with qualified professionals, not the app.

Clear, honest, and low-stress — by design.

  • Straight answers in plain language — no jargon, no runaround.
  • You know what we’re doing, and why, before we do it.
  • No tax-season surprises — you know where you stand all year.
  • Modern tools where they help; human review before a return is filed.

Client reviews

What clients say

“Tarek did our taxes professionally, quickly and overall made the process of filing less stressful. We have used his tax services two years in a row and would highly recommend him!”

Damien Lacks

“Very professional and knowledgeable about tax laws constantly letting me know how I can get my best refund highly recommend him to any and all individuals and business owners!”

Abdul Elghannam

“They are very professional and very knowledgeable about their work!”

Mohamed Ali (Seven)

Read all reviews on Google →

Common questions

Before you book.

Do I have to be in Maryland to work with you?

No. Most of our work happens online — documents move through secure channels and meetings happen by phone or video, so where you live never gets in the way. We're always happy to meet with local clients!

Do you only work with small businesses?

We tailor the work to you — growing businesses that need bookkeeping and advisory handled together, families at filing time, and freelancers and contractors year-round.

What does the consultation cost?

The introductory consultation is free. You tell us what kind of year it’s been; we tell you what we’d need and how we’d work together — then you decide.